We can get you out of default. Contact us to explore your options now since you may be eligible for types of relief that expire soon.
If not, the Fresh Start Program begins January 1, 2023. You don't have to live with this hanging over your head. We can help!
MANY OPTIONS | POSITIVE OUTCOMES
In default? We can help. NOW is the time!
SCAM ALERT No one is going to call you about the upcoming deadlines or your student loan status. Do not provide any personal information to anyone who you have not called directly. The Department of Education is overwhelmed and so are the student loan servicers so they are not contacting borrowers unsolicited.
Did You Know?
With knowledge and the right tools, you can manage your federal student loans.
Forbearance
Forbearance actually increases your student loan debt by recapitalizing interest so you pay interest upon interest.
Default and Collection Fees
You can get out of default and lower the collection fees due on your federal student loan.
Customize Payments
The right Income Driven Repayment program will make your student loan payments affordable.
Forgiveness
Most repayment programs will forgive your student loan after a period of time.
Past Clients' Stories
Loan servicers may offer the most profitable route for them—such as a forebearance or a standard repayment plan— rather than the most affordable solution for you. These student loan borrowers saved substantial amounts and avoided long-term consequences by getting the facts from us.
Gregory was in default and his wages were being garnished.
SERVICER'S SOLUTION:
$500/month after rehabilitation program
SLRS'S RESOLUTION
$5/month for rehabilitation program and $0/month on ongoing repayment program
$500/month after rehabilitation program
SLRS'S RESOLUTION
$5/month for rehabilitation program and $0/month on ongoing repayment program
Jesus was current but wanted Public Student Loan Forgiveness (PSLF) after 10 years.
SERVICER'S SOLUTION
$200/month with no student loan forgiveness
SLRS'S RESOLUTION $169/month with PSLF after 10 years
$200/month with no student loan forgiveness
SLRS'S RESOLUTION $169/month with PSLF after 10 years
Joel was in forbearance and wanted an affordable repayment program.
SERVICER'S SOLUTION
$1,270/month with no student loan forgiveness
SLRS'S RESOLUTION
$378/month with student loan forgiveness
$1,270/month with no student loan forgiveness
SLRS'S RESOLUTION
$378/month with student loan forgiveness
Jerry's Social Security was being garnished.
SERVICER'S SOLUTION
$217/month garnished from Social Security benefits
SLRS'S RESOLUTION Stopped Social Security garnishment, $27/month with student loan forgiveness
$217/month garnished from Social Security benefits
SLRS'S RESOLUTION Stopped Social Security garnishment, $27/month with student loan forgiveness
Be one of the success stories.
Lisa's and Kathy's Reviews
I cannot express my feeling of gratitude and satisfaction with Lisa in this review alone. No matter the size or work load of your case, I am confident Lisa will go above and beyond any expectations you may have. Not only was she prompt, personable, and insightful... but it is very apparent that her top priority is representing her clients with their best interests as the front-runner. It always feels good when you can directly speak with the person running the show without having to jump over their colleagues to reach them.
EXCELLENT JOB! Kathy was always on schedule and even ahead of the student loan folks. She helped me thru a lot of phone interviews with the banking institutions and always gave me reminders of deadlines. I have needed her help 10 years ago! Excellent.
BRILLIANT IN HER SPECIALTY I was referred to Lisa and gratefully so...I called her and her response was immediate. She is direct, knowledgeable and listens while being helpful. It was in a few conversations that I clearly understood my position. She was truly vested in my situation through-out.
BEST LAWYER Lisa Thompson is a fantastic lawyer. She was very helpful and always readily available for when i had any question. She is always looking for your best interest and is always willing to help. Working with Lisa was a great experience. I definitely recommend her to anyone looking for a honest and trustworthy lawyer.
BEST IN TOWN If you have any reservations on who you should see I would give Lisa and Shanna a call and go in and meet the two of them because again they are the best and they will take their time with you they will ask the questions that need to be asked for you to get everything that you need to have done and done correctly the first time.
NO NEED TO LOOK FURTHER She and her office staff are amazingly kind, very knowledgeable and supportive! She eased my concerns and truly cared about me as a client. I have never met a professional like her who truly goes the extra mile and ensures the best for her clients. I would recommend her to anyone, she is amazing!
I hired Kathy Johnson to help me with my defaulted student loan. It was easy to make an appointment with her. She clearly explained all of my options. She answered all of my questions and it was very easy to understand everything she said. Once I decided how I wanted to proceed she was there for me every step of the way. She was professional, courteous and extremely knowledgeable. I found the resolution I was looking for, and she saved me lots of money!
PLEASED CLIENTS Our experience with Lisa Thompson was awesome , she takes the time to explain everything in a way we can understand . She was always available to answer any questions we had. We were very pleased with her work and will definitely recommend her to our family and friends.
THE BEST It couldn’t have gone smoother. I recommend Lisa Thompson to anyone who asks and will continue to do so, she is the best at her job and actually cares.
Kathy was ever professional and knowledgeable, answering all our questions and taking care of details. She kept us informed each step of the way through out the whole process. I appreciate her knowledge, professionalism , courtesy and kindness.
EXCELLENT SERVICE! Lisa has a wonderful disposition and was great to work with on my Bankruptcy. Her staff was easy and friendly to work with, and her timelines, cost and final product were fantastic!
A SATISFIED CLIENT Top-notch attention was given to me, and I was treated with care and good advice ... very personable.
AMAZING ATTORNEY They answered all questions I had and we’re always encouraging and positive in helping me to straighten out my financial situation. No matter how many questions I had, they were always quick to respond and make sure I was comfortable and confident every step of the way.
FANTASTIC AND KNOWEDGEABLE From the first consultation, Lisa was always available. She answered her emails promptly, she called us with any updates or to answer the many questions we had, and she never acted as though we were a bother. I highly recommend Lisa and her staff. Thank you so much Lisa!
OUTSTANDING SERVICE!! Lisa took the time to explain and guide me through the process. She was in constant communication with me. She is knowledgeable and compassionate. I highly recommend her services!